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Home, Condo, and Renters Insurance

Home, Condo, and Renters Insurance

Having access to many different companies makes Bridge Insurance Associates homeowners quotes unbeatable. Your home as well as what is inside, is one of your most cherished possessions. We will make sure that it is insured at the proper level of coverage, while at the same time maintaining the lowest premium. In order to receive the most accurate quote, please answer the following questions as best you can. Coverage can only be calculated after receiving a fully completed form.

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  • Selection Coverage

    Please choose one from each coverage:

    Coverage A: Dwelling
    All policies except Renters Insurance (HO4) carry Coverage A. Condo Policies (HO6) will carry a minimal amount to pay for inner walls. The home itself: frame, wood flooring and any "fixed" objects are covered under this section. Coverage A would be the amount of money available to rebuild if your home were completely destoyed.

    Coverage B: Other Structures
    Coverage B protects other structures, such as an attached or detached garage, shed. This is standard coverage. Therefore there is no deduction if it is taken off the policy. This coverage usually determined by calculating 10% of coverage A. For example, a policy with coverage A at $100,000 would have coverage B at $10,000.

    Coverage C: Personal Property
    Coverage C provides a certain amount of insurance for the personal property you have in the home. This coverage is determined by calculating 50% of your dwelling Coverage A. If your dwelling coverage is at $100,000, your contents coverage would be calculated at $50,000. The minimum insurance for personal property is normally 40% of Coverage A.

    Coverage D: Loss of Use
    If your home is destroyed by an insured peril, or it becomes uninhabitable because of an insured peril, Coverage D provides the money to set up a temporary living situation.

  • Please state if you have a dwelling replacement amount on which you want us to quote. Otherwise we will take the information you provide below toprovide a dwelling coverage limit.

  • The deductible is the amount you decide you will be responsible for in a claim.

  • Coverage E provides protection from lawsuits due to injuries that occur in or on your premises. It is wise to carry at least $500,000 if you own a home or any significant investment. You can increase this coverage to $1,000,000 or higher with a "Personal Umbrella."

  • Residence Questions

  • Please click the "Submit" button below. We will return your completed report in .. If you have any questions or comments, please email us at adam.baratz@massinsurers.com or call us at (617) 965-1777.